For any car, moving to a higher trim level may mean moving to a higher auto insurance rate as well. Owning these types of vehicles often drives up car insurance rates:. Electric vehicles can be pricier to insure due to their higher price tags and repair costs; replacing an EV battery alone can cost thousands of dollars.
Cars most targeted by thieves also cost more to insure. Comprehensive insurance pays out if your car is stolen; it also covers damage from vandalism, fire, floods and other problems. Compare car insurance quotes and see which companies offer the lowest insurance in your state.
Ask the insurers about discounts, too. Many offer price breaks if your car has safety features that reduce the risk of injuries or theft. NerdWallet averaged insurance estimates from the largest insurers in all 50 states and Washington, D. Rates were for year-old male and female drivers with good credit, no tickets or violations, and with the following coverage limits:. In states where required, minimum additional coverages were added. These are sample rates generated through Quadrant Information Services.
Your own rates will be different. Vehicles listed were the 25 top-selling models in the U. Starting MSRP and insurance rates are for models. ZIP Code. Subaru Outback. Jeep Wrangler. Honda CR-V. Subaru Forester. Ford Escape. Ford F Chevrolet Equinox. Cheaper options to consider include the Volkswagen Polo and Hyundai i To help find a cheap car insurance quote, it is again worth choosing a car in a low insurance group.
Whatever car you drive, one of the best ways to save on your car insurance is to shop around for quotes. See how much you could save on your cover by comparing car insurance quotes here. Which are the Most Expensive Cars to Insure? Cheap Car Insurance for New Drivers. We use cookies and similar technologies. You can use the settings below to accept all cookies which we recommend to give you the best experience or to enable specific categories of cookies as explained below.
Find out more by reading our Cookie Policy. Car insurance groups — how to find the cheapest cars to insure. Share this guide. What insurance group is my car? Get a car insurance quote See a range of car insurance quotes in just a few minutes when you compare with Uswitch.
Compare car insurance. What is the cheapest insurance group? How are insurance groups decided? When the panel decides on how to assign cars to the different car insurance groups they consider the following: Repair costs: The cost of vehicle repairs accounts for a huge chunk of the money paid out in car insurance claims.
Are older cars cheaper to insure? What is the cheapest car to insure? Volkswagen Polo. In this guide. What are the cheapest cars to insure for young drivers? Shopping around and comparing quotes based on your needs is usually the best way to find the most affordable car insurance for you. Many of the providers in this article offer affordable coverage for various types of drivers. Still, you may be able to find cheaper car insurance from providers not mentioned on our list.
Determining how much coverage you need involves a review of your broader financial picture. If you are not sure how much you need, consider speaking with a licensed insurance agent or licensed financial planner. Your ability to find cheap car insurance might depend on your age. Car insurance rates typically peak and drop at certain ages. Generally, premiums are more expensive the younger you are — especially for inexperienced teen drivers — and then begin decreasing between the ages of 25 and However, senior drivers may start to see rate increases around age 70 due to an increased likelihood of accidents and insured risk.
Hawaii does not allow auto insurers to use age as a rating factor. Quoted rates are based on a year-old male and female driver with a clean driving record, good credit and the following full coverage limits:.
Our base profile drivers own a Toyota Camry, commute five days a week and drive 12, miles annually. Incident: Rates were calculated by evaluating our base profile with the following incidents applied: clean record base , at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage. Bankrate Scores primarily reflect a weighted rank of industry-standard ratings for financial strength and customer experience in addition to analysis of quoted annual premiums from Quadrant Information Services, spanning all 50 states and Washington, D.
We know it is important for drivers to be confident their financial protection covers the likeliest risks, is priced competitively and is provided by a financially-sound company with a history of positive customer support. To determine how well the best car insurance companies satisfy these priorities, third-party agency ratings from J. As price is a common consideration for drivers, we analyzed quoted premiums based on year-old male and female drivers with a Toyota Camry.
This profile, assessed across more than 35, ZIP codes in the U. Insurance is rapidly evolving to keep pace with our digital world, so these aspects also carried weight in determining Bankrate Scores. Pros Cons Excellent customer service and claims satisfaction scoresMilitary-focused coverage options and discounts Only available to military members, veterans and immediate family membersFewer available discounts than many other car insurance companies. Pros Cons Several endorsements to personalize coverageMultiple discounts available Regional company variations could lead to different average ratesCustomer satisfaction ratings vary depending on regional company.
Power claims satisfaction scoreFewer endorsement options than many other car insurance companies. Farm Bureau. Excellent customer service and claims satisfaction scoresMilitary-focused coverage options and discounts.
Only available to military members, veterans and immediate family membersFewer available discounts than many other car insurance companies. Rate Lock may help curb premium changesNumerous endorsements available.
Several endorsements to personalize coverageMultiple discounts available. Regional company variations could lead to different average ratesCustomer satisfaction ratings vary depending on regional company.
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